Louise Trigg IDC Global Agent

Louise Trigg

NC/SC REALTOR®, ABR®
License# 284654 / 91216
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IntroLend Monthly Mortgage Outlook - June 2025

By Thomas Baker, IntroLend Carolinas - June 18, 2025
The average 30-year fixed-rate conventional mortgage stands at approximately 6.85%, according to Freddie Mac's data from early June. This marks a modest decrease from earlier in the year and is still below historical averages.   Several key factors contribute to the current mortgage rate environment, including a continued policy stance of caution by the Federal Reserve, a watchful
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IntroLend Monthly Mortgage Outlook - May 2025

By Thomas Baker, IntroLend Carolinas - May 16, 2025
As of mid-May 2025, the U.S. Federal Reserve maintains its mantra of a cautious approach to monetary policy amid a complex economic landscape characterized by inflation, trade tensions, and political pressures. This month, the Fed held the federal funds rate steady at 4.25% to 4.50%. This decision reflects the Fed's commitment to a "wait-and-see" strategy, allowing time and data t
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Nationwide Home Sales Dip as Charlotte Gains Momentum

By Helen Adams Realty - May 14, 2025
Canopy Realtor® Association Market Updates Reprinted from April 2025 CRRA Monthly Indicators U.S. existing-home sales decreased 5.9% month-over-month and 2.4% year-over-year to a seasonally adjusted annual rate of 4.02 million units, according to the National Association of REALTORS® (NAR), as affordability challenges and economic uncertainty weigh on market activity. Sales were down m
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IntroLend Monthly Mortgage Outlook - April 2025

By Thomas Baker, IntroLend Carolinas - April 16, 2025
​As of mid-April 2025, U.S. mortgage interest rates remain in flux, reflecting the interplay between Federal Reserve policy, inflation dynamics, and escalating economic uncertainty stemming from recent trade policies. Freddie Mac reports that these rates have stayed below 7% for twelve consecutive weeks, offering some relief to prospective homebuyers. While rates remain higher than pre-pandemic
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Existing Home Sales Rebound Entering the Spring Market

By Helen Adams Realty - April 16, 2025
Canopy Realtor® Association Market Updates Reprinted from March 2025 CRRA Monthly Indicators U.S. existing-home sales rebounded from the previous month, rising 4.2% to a seasonally adjusted annual rate of 4.26 million units, according to the National Association of REALTORS® (NAR). The forecast from economists polled by Reuters was for sales to fall to a rate of 3.95 million for the mo
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U.S. Home Sales Drop for First Time Since September

By Helen Adams Realty - March 17, 2025
Canopy Realtor® Association Market Updates Reprinted from February 2025 CRRA Monthly Indicators U.S. existing-home sales fell for the first time since September 2024, slipping 4.9% month-over-month to a seasonally adjusted annual rate of 4.08 million units, according to the National Association of REALTORS® (NAR), as elevated home prices and higher interest rates continue to impact buy
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IntroLend Monthly Mortgage Outlook - March 2025

By Thomas Baker, IntroLend Carolinas - March 17, 2025
As of March 2025, the U.S. mortgage market has experienced notable fluctuations influenced by broader economic factors and Federal Reserve policies. The average rate on a 30-year fixed mortgage recently edged up to 6.65% from 6.63%, marking the end of a seven-week decline that had previously made borrowing more favorable for prospective homebuyers. These mortgage rates are closely tied to m
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Existing-Home Sales Climb Again in January, Reaching Highest Level in 10 Months

By Helen Adams Realty - February 21, 2025
Canopy Realtor® Association Market Updates Reprinted from January 2025 CRRA Monthly Indicators U.S. existing-home sales advanced for the third straight month in January, climbing 2.2% to a seasonally adjusted annual rate of 4.24 million units, a 10-month high, according to the National Association of REALTORS® (NAR). Sales were up 9.3% year-over-year, driven largely by purchases of hom
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Introlend Monthly Mortgage Outlook - February 2025

By - February 21, 2025
As of mid-February 2025, the U.S. housing market continues navigating a complex landscape shaped by inflation, elevated mortgage interest rates, and an uncertain economic outlook influenced by recent policy changes. The average rate for a 30-year fixed mortgage stands at approximately 6.87%, reflecting a slight decrease from the previous week. While we, of course, look forward to lowered costs
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Introlend Monthly Mortgage Outlook - Jan 2025

By Helen Adams Realty - January 21, 2025
In the first weeks of the new year, we've experienced a slight upward trend in mortgage interest rates. According to Freddie Mac, the average 30-year fixed mortgage rate surpassed 7% for the first time since May 2024. These increases are attributed to the underlying strength of the economy as evidenced by recent jobs reports and inflation data released by the Labor Department.  Regardi
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U.S. Home Sales Rebound in January as Prices and Inventory Rise

By Helen Adams Realty - January 20, 2025
Canopy Realtor® Association Market Updates Reprinted from December 2024 CRRA Monthly Indicators U.S. existing-home sales improved for the second consecutive month in January, rising 4.8% to a seasonally adjusted annual rate of 4.15 million units, an eight-month high, according to the National Association of REALTORS® (NAR). Sales were up 6.1% compared to the same time last year, markin
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Introlend Monthly Mortgage Outlook - Dec 2024

By Helen Adams Realty - December 20, 2024
As of December 19, 2024, the U.S. housing market is experiencing notable fluctuations in mortgage interest rates, influenced significantly by recent actions and projections from the Federal Reserve. The Federal Reserve recently reduced its benchmark interest rate by 0.25 percentage points, bringing it to a target range of 4.25% to 4.5%. This marks the third consecutive rate cut in 2024, followi
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